Wickity Wickity Wicker

($34, Urban Outfitters)

Sure, carrying a clutch in grab-and-go NYC is about as smart as leaving a $50 bill on the doorstep of your urban apartment building and hoping to find it later (we once had a ladder stolen out of our front yard in broad daylight, I repeat, A LADDER!!) or your car running, unattended, while you run inside to go to the bathroom -- you're just asking for it to be taken. Still, this wicker clutch is so summer-chill, it might as well come with its own wrap-around porch and a glass of lemonade.